Influencer Hafiz Ahmed urged Pakistani freelancers to pursue US current account and credit cards from Pakistan.
By forming a US LLC with a trusted partner to meet in-person bank requirements.
US bank account and credit cards from Pakistan
Step 1- Form the LLC. Choose a state, hire a registered agent, and file articles of organization.
Draft an operating or management agreement that names a US-based relative or friend to handle banking formalities.
Step 2- Get tax IDs and docs. Apply for an EIN for the company and an ITIN for non-resident owners if needed.
Prepare a KYC pack which includes passports, addresses, operating agreement, website, invoices, and a clean business purpose.
Step 3- Open banking in person. With the US-based partner present, approach mainstream banks such as Bank of America or Chase, or a community bank.
Keep records, avoid third-party payer accounts, and steer clear of call-centre models and focus on real services or e-commerce.
Step 4- Build business credit carefully. Start with checking, then vendor terms or a secured card.
After establishing history, consider cards with 0% introductory APR for 12–18 months.
In addition, cycle funds prudently into inventory or growth but always repaying on time.
Step 5- Stay compliant. Expect bank KYC/AML checks, state filings, and federal tax returns.
Keep books tidy, reconcile payments, and document ownership.
Verify rules by bank and state before opening any account, and align cross-border flows with Pakistan’s regulations.
Hafiz Ahmed also noted limits with services like Wise and Payoneer and argued that a US account signals credibility to clients.
Done properly, this structure can widen access and help exports, while the route to US current account and credit cards from Pakistan must remain transparent and lawful.
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